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Medical Plans

CCT offers three (3) medical plan options to choose from. All dependents must be insured on the same plan as the employee.  Click on each plan to see a plan snapshot. Click on the Summary Plan Description to review the full Summary of Benefits, Exclusions and Precertification Requirements. 

Picture of Text stating high deductible health plan

HDHP

The High Deductible Health Plan offers an embedded deductible and matching maximum out-of-pocket. The HDHP offers both in-network and non-network coverage.

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EPO

The Exclusive Provider Organization plan is a traditional plan with co-pays, deductible, co-insurance and maximum out-of-pocket. The EPO only offers in-network coverage.
Picture of text reading Exclusive provider organization buy-up

EPO Buy-up

The EPO Buy-up offers lower deductibles and maximum out-of-pockets limits than the base EPO. The EPO Buy-up only offers in-network coverage.